Terms of Service

Last updated: February 26, 2026

By downloading or using the "What if I Invested" application ("App"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the App.

1. Description of Service

The App is an investment simulator that uses historical market data to show hypothetical investment outcomes. It is designed for educational and entertainment purposes only.

2. Not Financial Advice

The App does not provide financial advice, investment recommendations, or any solicitation to buy or sell financial instruments. All simulations are based on historical data and do not account for taxes, fees, commissions, slippage, or other real-world factors. Past performance is not indicative of future results. Always consult a qualified financial advisor before making investment decisions.

3. Accuracy of Data

We strive to provide accurate historical data from reliable public sources. However, we do not guarantee the accuracy, completeness, or timeliness of any data. The App should not be relied upon for financial decisions.

4. Subscriptions and Payments

• The App offers a free tier with limited features and a Premium subscription.
• Subscriptions are billed through Apple App Store or Google Play Store.
• Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current billing period.
• You can manage or cancel your subscription in your device's settings (Apple ID > Subscriptions or Google Play > Subscriptions).
• Refunds are handled by Apple or Google according to their respective refund policies.

5. Intellectual Property

The App and its content (excluding third-party price data) are owned by Pax Game Studio. You may not copy, modify, distribute, or create derivative works without our written consent.

6. User Conduct

You agree not to:

• Reverse-engineer, decompile, or disassemble the App
• Use the App for any unlawful purpose
• Attempt to circumvent subscription or ad mechanisms

7. Limitation of Liability

To the maximum extent permitted by law, Pax Game Studio shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App, including but not limited to financial losses based on simulated results.

8. Disclaimer of Warranties

The App is provided "as is" without warranties of any kind, express or implied. We do not warrant that the App will be uninterrupted, error-free, or free of harmful components.

9. Modifications

We reserve the right to modify these Terms at any time. Continued use of the App after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by the laws of the Republic of Turkey, without regard to conflict of law principles.

11. Contact Us

If you have questions about these Terms, please contact us at:
paxgamestudio@gmail.com